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Introduction Third-party insurance is a type of liability insurance that provides financial protection to the insured against claims made by another person or entity (the third party). This coverage is essential in areas like auto insurance, business liability, and professional indemnity. It ensures that if the insured causes damage or injury to others, their insurance … Read more
Introduction Indemnity is a fundamental principle in insurance and legal contracts that ensures protection against financial losses. It guarantees that an individual or business will be compensated for damages, losses, or liabilities covered under an agreement. In the insurance industry, indemnity ensures that policyholders are restored to their financial position before the loss occurred. This … Read more
Introduction Whole life insurance is a type of permanent life insurance that provides coverage for the insured’s entire lifetime. Unlike term insurance, which lasts for a fixed period, whole life insurance guarantees a payout to beneficiaries upon the policyholder’s death, as long as premiums are paid. It also includes a cash value component that grows … Read more
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